CICC Wealth Management’s investment consultants are adept at understanding our clients’ perspectives and providing sensible advice, putting our clients' interests and needs first. Their job isn't just to sell products, or even just pick them out for clients, they manage them for the client every step of the way. We’ve launched services such as China Top 50, Mini China Top 50, and Mutual Fund Top 50, among others, for our very diverse client base. By understanding our clients' goals for life and for their personal wealth, we can provide a dynamic form of wealth management through a top-down process for asset allocation and a bottom-up process for product selection, and ultimately provide our clients with a quality service for product customization that meets international standards.

CIO Office: Backed by CICC’s insightful macroeconomic research, the CIO Office considers the buyer’s perspective and conducts research on strategic and tactical asset allocation based on yield, volatility and liquidity, then gives advice that’s in line with global norms on asset allocation across various categories.

Wealth Planning: CICC Wealth Management has taken the lead in establishing a professional wealth planning team, coordinating exclusive investment consultants to provide ongoing, comprehensive planning and investment advice in many aspects of clients' financial lives, including investment, consumption, retirement and education.  Then, with the use of our customer-centric systems and practices, the team will continue to optimize the investment experience for the client. 

Investment Management: Based on asset allocation research from the CIO Office and our one-stop product platform, CICC Wealth Management's investment management team provide customers with cutting-edge asset allocation services in the industry through customized segregated accounts, FOFs, fund investment consultation and a range of other forms of investment portfolios and services. 

Product Research: Backed by CICC’s product resources, CICC Wealth Management maintains a close interactive relationship with various asset managers in the market. With our rigorous research, assessment and screening process, we provide clients with an internationally leading one-stop product shelf covering the full spectrum of asset classes, meeting clients’ demands for short-term financial management, fixed income, equities, alternative investment and cross-border allocation. 

Stock Trading: Our stock trading services, driven by innovation and technology, cover nearly 7 million individual and institutional clients and provide them with a range of trading services. Our services include stocks, funds, bonds, options, futures, cross-border investment products and others. We strive to provide clients with competitive high-end trading services using our IMS system, advanced algorithms, quantitative transactions, and high-speed trading.

Stock Investment Consultation: CICC Wealth Management has launched several stock investment consultation services, such as Stock 50, ETF 50, and Research before Trading. With the professional strength of CICC Research and the Office of the Chief Investment Officer, we take a client-centric approach and can select an array of excellent stock investment consultants to meet clients’ needs in the timing and selection of stocks and ETFs.

Prime Brokerage Services: CICC Wealth Management strives to build an FTS, a broker settlement system, a rich PB system and algorithm services that provide customers with comprehensive solutions to cover a wide range of different trading needs. Backed by CICC, we provide trading customers with cutting-edge OTC derivative tools and cross-border income exchange services. At the same time, we've used our funds to set up our own FOF, with which we invest in flagship strategic products from private equity managers that have potential for development, start cooperating with these managers and continue to empower managers through a sound system for capital investment.

Trading for High-End Clients: CICC Wealth Management provides professional trading services to high-end clients through tailor-made trading systems and well-optimized trading algorithms. By carrying out set instructions, employees can allow clients to follow up on the trading of stocks, funds, bonds and other investment products in real time to improve trading efficiency. CICC Wealth Management has a trading team with rich experience and solid professional knowledge, having carried out nearly one trillion RMB in securities transactions in the past decade.

Institutional Service Platform of “CICC institutional investment platform”: By tapping into our strength of big data, algorithms, computing engines and experience of business services accumulated through the RITAS platform, CICC Wealth Management attempts to address the challenges faced by asset management institutions in terms of investment management and asset allocation by providing our institutional partners with a digital platform for one-stop fund trading, buy-side investment research and consulting as well as other specialized services related to securities brokerage business, so as to promote win-win cooperation in the ecosystem of buy-side investment advisory institutions.

Margin Financing: CICC Wealth Management is one of the earliest brokers to provide clients with margin financing services. By providing funding to clients for making securities purchases, or lending securities for selling, CICC satisfies clients' needs for accessing more trading opportunities and financial leverage. Our margin business supports individual stocks, basket orders, single-client pools and private placement of securities. Our margin financing business enjoys multiple advantages including a stable trading system, a rich source of financial resources that can be borrowed on margin, an efficient borrowing process and strong information service capabilities. 

Pledge-style Repo: CICC Wealth Management provides stock repurchase services in the form of stock pledges for individual or corporate customers. The borrower receives funds through pledging their stocks or other securities to the lender (securities company or other asset management plans). Our pledge-style repo service has a host of advantages such as high funding efficiency, high LTV and flexible term options.

Repurchase Agreements: CICC Wealth Management provides a service in which individual or corporate customers can engage in securities trading in the form of repurchase agreements. Eligible customers can sell underlying securities to CICC Wealth Management at an agreed price on the stock exchange and the customer will then repurchase the underlying securities from CICC Wealth Management at another agreed price on a specified date in the future. Our repurchase agreement business has the advantages of high efficiency in capital and financing.

Warrant Financing: CICC Wealth Management provides financing services for exercising equity incentives for eligible parties of listed companies. Eligible recipients of incentive plans belonging to listed companies can provide funds to CICC Wealth Management to exercise equity incentive options, and then use all stocks and other assets obtained from the exercise as a guarantee for financing liabilities, after which point funds will be returned and the guarantee will no longer be needed. Before financing has expired, the client should settle all debt through cash repayment or repayment through the sale of securities.

Institutional Services: Our wealth management team acts as a one-stop window for clients to access CICC’s institutional services, including investment banking, direct investment, equities trading and fixed income. We support high net worth clients with a full range of services from pre-IPO strategic investor introductions to equity financing at home and abroad, bond issuing, M&A and shareholding reduction.

Comprehensive Services for Listed Companies: We provide domestic and overseas listed companies with one-stop investment banking services, including stock trading account opening, market cap custody, market cap management, pledge-style repo financing, employee stock ownership plans (ESOP), cash management, capital appreciation and M&A financing.

Global Family Office: We provide highly bespoke, comprehensive and full lifecycle solutions to families, their businesses and family offices to help them preserve their wealth over the long-term.